Taking out Income Protection Insurance means you'll be paid a monthly, tax-free income if you are signed off by your doctor as being unable to work due to illness or injury.
You would continue to receive monthly payments until you were able to go back to work, these payments can be vital to ensure you keep up with bills, mortgage repayments, rent or childcare costs.
Even if you can't go back to work, Vitality will still pay you an income for the rest of your plan term so you can rest assured that you are fully protected.
According to Which (2019), Income Protection Insurance is the one personal protection product every working adult should consider.
90% of Income Protection claims for Vitality members in 2018 were for members under the age of 50, highlighting the importance of this cover for all ages.
Most people rely on their salary to keep on top of monthly expenses, without this salary you can be left in a difficult situation when having to cover rent, mortgage repayments or bills.
Income Protection Insurance ensures you receive a monthly income for as long as you need to recover so even if you have to be off work for a prolonged period, you can protect your finances.