Mortgage & Insurance advice from a specialist

Nationwide providers of mortgages, protection insurance & private medical insurance

Remortgage

Purchase

Buy to let

First time buyer

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How we can help

Mortgages

From simple remortgagers wishing to switch to a better deal to those buying a commercial property and everything in between.

We can deal with all types of application and we'll do the leg work for you.

Remortgage Purchase Buy to let First time buyer Commercial mortgages

Insurances

It's a bit of a taboo situation we don't want to think about but it's importance cannot be overstated.

Whether Life insurance, Health insurance or simple buildings & contents insurance, we have solutions to suit all requirements.

Life insurance Health insurance Buildings insurance Content insurance

Later life mortgages

If you are looking to raise money on your property perhaps to help the grandkids with university or a deposit for their first home.

If you are aged 55 or over we have products to suit all circumstances. What's more, you can decide not to make payments and have the interest rollup.

Why use a broker?

The media push the idea of using comparison sites all the time for obtaining the best deal, as tempting as it can be this is often not the best idea when it comes to financial products, instead we recommend the use of a specialist mortgage & general insurance broker.

Using a mortgage & general insurance broker greatly enhances your chances of not only getting a mortgage/insurance product but also getting a deal that is right for you. There is no doubt that comparison sites can be helpful but with something as important as your mortgage/life protection we feel you are better of getting the personal touch. By using us at MGI Direct we will analyse your circumstances and pick a product for you that fits the information you provide.

We work with over 100 lenders across the whole market

This means access to over 10,000 deals with many available exclusively to brokers

See what our customers have to say

We pride ourselves on our service to our customers and the reviews below show our ability to deliver on our promise.

Your questions answered

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The simple answer ... No we don't run any credit checks. However, it is very likely that your lender will require a credit check before application of your new mortgage, this will be done by the lender and not by us.

Whilst most high street lenders like to see a good credit score in order to offer you a mortgage we do have access to many lenders that are a little more forgiving in certain circumstances.