Nationwide providers of mortgages, protection insurance & private medical insurance

Private Health Insurance

Skip the NHS waiting times and get seen sooner


What is health insurance?


Health insurance gives you access to private healthcare in the UK and helps cover the cost. This can be anything from private GP appointments to cancer treatment.

Health insurance is also called medical insurance, private medical insurance or private health insurance. They're all the same thing.

Why our Health Cover?


Full Cover
Promise




If you're admitted to hospital, we'll pay your consultant and anaesthetist fees in full. We promise to pay for this as long as the treatment is eligible, and the consultant is recognised by us. We’re the only health insurer in the UK to offer this guarantee as part of our core cover

Online doctor appointments




Appointments within 48 hours and access to a 24/7 medical helpline with Vitality GP. Get direct referrals to a consultant, private prescriptions and more

5 Star rated health insurance





Our health insurance has been rated 5 Star by Defaqto. This means it’s verified as a trusted product

Discounts and rewards




To make healthy living easier, you’ll get discounts on popular health and fitness brands. And when you get active, you can earn weekly rewards

Benefits of our Health Cover?


Access to
private healthcare




This means you're diagnosed and treated quickly.

Specialist
treatment




Private health insurance can help pay for the costs of specialist drugs and treatment.

Choice and
privacy



You can choose where you are treated, and who by.

What does health insurance cost in the UK?

Monthly premiums vary from person to person. Premiums are calculated based on many factors, like your:

  •    Age
  •    Current health
  •    Lifestyle factors (for example whether you smoke or not)
  •    What your chosen excess is – the higher your excess, the lower your premium will be.

Why use a broker?


The media push the idea of using comparison sites all the time for obtaining the best deal, as tempting as it can be this is often not the best idea when it comes to financial products, instead we recommend the use of a specialist mortgage & general insurance broker.

Using a mortgage & general insurance broker greatly enhances your chances of not only getting a mortgage/insurance product but also getting a deal that is right for you. There is no doubt that comparison sites can be helpful but with something as important as your mortgage/life protection we feel you are better of getting the personal touch. By using us at MGI Direct we will analyse your circumstances and pick a product for you that fits the information you provide.

Recieve a FREE personalised insurance quote


Contact us today


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

The guidance and/ or advice contained in this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

MGI Direct is a trading name of MGI Network Ltd which is registered in England & Wales (Company No. 07569731)

Authorised and regulated by the Financial Conduct Authority. Financial Services Registration Number 697649

Owned and operated by MGI Network Ltd, 27 Bridge Street, Usk, NP15 1BQ.

MGI Network Ltd is a credit broker and not a lender, We work with the whole of the lending market who may pay us a commission. The amount of commission paid varies between lenders.